How it works

Set up your pet’s safety net

Cotl Line:

Comprehensive peace of mind for pet parents

Unite your pet and their caretakers ASAP after something happens to you. Cotl Line makes it easy for emergency personnel to contact Cotl via:

  • Wallet Cards

  • Stickers for your home and vehicle

  • Pet tag with emergency Cotl number

If something happens to you, Cotl Line helps make sure the caretakers you’ve chosen are:

  • Notified as quickly as possible

  • Aware of where your pet is

  • Prepared with documentation to show they have legal authority to care for the pet

  • Have access to pet care funds as soon as possible

Build Your Plan

Set up in 15 minutes. Update or cancel anytime.

Step 1

Share

Tell us about you, your pet, your chosen caretakers, and your pet’s care needs.

Step 2

Triple-Check

We review your information & coordinate legal and banking needs with Booper Legal.

Step 3

Sign

We send you and your pet caretakers some official paperwork to electronically sign.

Step 4

Welcome

We send a welcome packet with final docs & info about Cotl Line and saving for your pet's care.

The plan pet parents love.

Give your pet the best, forever.

You want to give your pet the safe, happy, full life they deserve, even if something happens to you. Choose their next caretakers and save for their ongoing care with Cotl, the most comprehensive pet safety net available.

Initial Fee

$99

One flat fee to set up your Cotl Plan. No matter how many pets you have.

  • Select caretakers

  • Tell us about your pet

  • Share your pet’s care plan

Monthly Fee

$4.99 /month + $2 /month per additional pet

Everything you need for the ultimate pet parent peace of mind.

  • Cotl Line

  • Pet planning support

  • 3rd party oversight by Booper Legal

  • Add or remove pets or caretakers at any time

Set Aside Funds

You choose the amount

Set aside funds for your pet’s care, all at once or over time.

  • 5% fee at time of deposit. No recurring fees

  • Booper Legal holds the funds under the trust

  • Unsure how much to set aside? Contact us for recommendations.

Risk-Free. Cancel anytime.

Need to cancel your Cotl Plan? No problem. Cancel anytime and get a full refund of your deposited trust funds, minus the original 5% deposit fee.

“What happens to my pet if something happens to me?”

Emergency personnel contact us via the Cotl Line info on your wallet card, window sticker, pet tag, or pet's microchip.

1) Contact Cotl Line

We notify the caretaker that something's happened to you and tell them where your pet is. We give them all the documentation they need to be able to legally care for your pet.

2) Notify Caretaker

Your chosen caretaker cares for your pet as described in your Cotl Plan. You know your pet is being cared for the way you would care for them.

3) Care for Pet

We review receipts and invoices submitted by the caretaker, and Booper Legal reimburses expenses that match the categories in your Cotl Plan, acting as third-party oversight for the life of your Cotl Plan.

4) Provide Oversight

“It’s easy to add a new pet” and answers to other questions from proactive pet parents.

  • You’ll need about 15 minutes + the following:

    • Your contact and personal info

    • Details about each of your pets, including microchip company and number

    • Consent from and contact information for up to two caretakers who will take care of each pet. You’ll list your first choice caretaker for each pet, and then you can list a backup caretaker in case something happens to the first caretaker.

    • A credit card for the $99 initial fee + monthly fee

    • Your social security number (for taxes and so Booper Legal can set up your plan’s bank account)

    You don’t need money to save for your pet’s ongoing care when you set up your Cotl Plan. You can always set aside funds whenever and as often as you'd like.

  • No–in fact, many pet parents have both pet insurance and a Cotl Plan for the ultimate peace of mind.

    Pet insurance is a healthcare policy that is unique to each pet. It only pays for specific health expenses (usually with limitations, conditions, and maximums).  You can’t pay for grooming services, enrichment, or lodging with a pet insurance plan.

    A Cotl Plan is a plan–backed by legal authority–for who will care for your pet if something happens to you. It gives you the power to decide how your pet will be cared for. It allows for you to save money for your pet’s ongoing care, and for the new caretaker to be reimbursed for those expenses. Even the ones that are “nice-to-haves.” All the money in your Cotl Plan is yours and sticks around even after you’re gone. Your caretakers will never have to fight for a reimbursement as long as they use the money the way you want.

  • Your Cotl Plan lasts your whole life and protects all of the current and future pets you add to your plan. You can add or remove pets over time, and make any updates you want. You get the certainty every pet who joins your family will live a safe, full, happy life now and later.

  • Cotl Plans are available to any pet parent in the United States.

    All Cotl Plans are structured under North Carolina law, regardless of where you, your pet, or the caretaker you’ve chosen live. North Carolina has clear pet trust laws, which keeps everything streamlined and simple.

    Rest assured, no matter where you live, you’ll have comprehensive protection under a Cotl Plan.

Your pet can't plan for their future… but you can.

Life's unpredictable. Expect the best and plan for the worst.

Set up your Cotl Plan and get the peace of mind that only comes from knowing you're loving and caring for your pet for their entire life.